YourHomeStrategy.Com

A Strategic Default takes place when a property owner decides to stop making mortgage loan payments even if the owner can afford the payments.

This occurs when the value of the property is below the mortgage balance. The rationale according to economists like Paul Krugman and Hal Varian is the following.

Strategic defaults were an inevitable result of the collapse of the housing market and as long as prices continued to fall, strategic defaults would continue to rise.

However with prices in nearly all parts of the U.S., bottoming out or in some areas advancing nicely, the question remains, is a strategic default still a necessary and essential option for millions of negative equity borrowers?

Whether or not a strategic default is in your best interest, has a great deal to do with emotional factors and the near and longer term housing outlook for future price appreciation in your area.

In addition, whether or not you can qualify for H.A.R.P. 2.0 refinancing, can also be a major factor in your decision.

At YourHomeStrategy, it is our mission to help those considering a Strategic Default to answer all these questions and much more.

We start by providing an objective evaluation of your home to determine current and future market values and what that means in one to five years.

We can also provide you with a thorough search of alternative housing options anywhere in the U.S., with a cost comparison analysis. This allows you to see both the costs and quality of lifestyle choices.

And for those who choose to move forward with a strategic default we have developed the industry's best practices and solutions, for executing the very finest short sale solution at no cost to the homeowner.

Simply fill-in the form below, for a no obligation, confidential assessment.