Economics of a Short Sale and Why it WORKS

      How California Laws, Give Underwater Borrowers: The Way to a Better Housing Future.

Let's face it—owning a home that's worth less than what you owe— is not what any of us ever expected.

To make matters worse, even with the housing recovery, according to the Federal Reserve Home Price Index [HPI—June, 2013], the average underwater homeowner is still, holding their breath, at 28 percent below sea-level.

This means, if your home has a $300,000 mortgage, and it's an average underwater house, it would sell for $215,000 today.

When you deduct $15,000, that it costs to sell that priced home, that leaves $200,000.

To pay the mortgage, closing costs and have $1.00 left over, you would have to sell this property for $321,000.

At a very optimistic, 7 percent annual appreciation rate, it will take 85 more monthly mortgage payments, for the owner of this house to walk away with just $1.00.

Economics of a Short Sale and Why They Work !

On the other hand, thanks to very strong California Short Sale Laws; regardless of how much you owe, a short sale eliminates all mortgage debt at no cost.

In addition, with the Federal H.A.F.A.® program and other lender initiatives, you may also receive from $1,000 to $20,000.

So instead of subsidizing a mortgage that gives you no financial return for 7 to 10 years; you can sell your home, and within 1 day to 2 years you can buy an affordable home that has positive equity the day you sign the contract to purchase.

At YourHomeStrategy, we'll help you analyze your current home metrics objectively and see if you qualify for a short sale.

If you determine a short sale is right for you, we'll complete it successfully and it costs you nothing.

We will also help you purchase your next home, if you would like and we will pay up to $5,000 in closing costs.

Simply fill-in the form, there is no obligation.

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Short Sale vs. Foreclosure

Find out the real differences between a short sale vs a foreclosure.

And how each will impact your future.

YourHomeStrategy, is not only the industry leader in helping borrowers short sale their homes, but we also care about your future.

When you're ready, we'll help you find affordable and well built homes that meet your needs and we'll even pay up to $5,000 in closing costs.

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Bette Scott
California Broker - Since 1972

e-address: Short@YourHomeStrategy.Com